But some of them must be barking mad. One forumite recently posted an informative piece about men born before 6th April 1945 being able to buy added years for their state pensions (http://www.thepensionservice.gov.uk/state-pension/forecast/home.asp for those with an interest).
But, true to form, another poster doesn't believe it is "such a good idea to invest in a pension fund that has a similar investment grade rating to Italy"!
The OP responded by pointing out that with "a one-off payment of £1327", he would "receive at minimum an increase in pension of £786 each year". He gets this reply:
"With hyperinflation just around the corner why don't you buy 15 gold sovereigns which might be worth something when you reach pensionable age."

We all know about graduated pensions and all the other stuff that came and went, but what has gone wrong with their lives that they feel so negative about absolutely everything?