Search found 678 matches

by cpedw
Mon Mar 18, 2019 6:16 pm
Forum: Shooting the breeze
Topic: Help understanding my Annual Tax Summary (OT)
Replies: 8
Views: 133

Re: Help understanding my Annual Tax Summary (OT)

Maybe HMRC think that you overpaid in previous years. Have you recently started claiming a bit of your partner's tax free allowance? Ash I don't think either of those applies. Interestingly, Jane (SWMBO to her friends) received a very similar Annual Summary. On reflection, it's just possible that o...
by cpedw
Sat Mar 16, 2019 8:15 pm
Forum: Shooting the breeze
Topic: Help understanding my Annual Tax Summary (OT)
Replies: 8
Views: 133

Re: Help understanding my Annual Tax Summary (OT)

You think wrong. Oh no I don't https://www.gov.uk/scottish-income-tax/2017-to-2018-tax-year gives Band . . . . . . . . . . . Taxable income . . . . Scottish tax rate Personal Allowance . . Up to £11,500 . . . . . . .0% Basic rate . . . . . . . . £11,501 to £43,000. . . 20% Higher rate . . . . . . ....
by cpedw
Sat Mar 16, 2019 4:01 pm
Forum: Shooting the breeze
Topic: Help understanding my Annual Tax Summary (OT)
Replies: 8
Views: 133

Re: Help understanding my Annual Tax Summary (OT)

I think the rate for 2017-18 was 20% up to 40k odd, and the same as rest of UK.

My puzzles are:
Why is Scottish tax more than I paid?
Why is Basic rate tax (which is same as Scottish) more than I paid?

I seem to be better off than I should be so perhaps I should stay quiet.
by cpedw
Sat Mar 16, 2019 2:15 pm
Forum: Shooting the breeze
Topic: Help understanding my Annual Tax Summary (OT)
Replies: 8
Views: 133

Help understanding my Annual Tax Summary (OT)

I recently received the Notice of Coding for next year's Income Tax. All very understandable. In a commendably economical move, HMRC included in the same envelope my Annual Tax Summary for 2017-18. That's where the problem lies in a trivial yet annoying way. My income tax is pretty simple: State pen...
by cpedw
Thu Mar 14, 2019 5:13 pm
Forum: Shooting the breeze
Topic: Feck me it's windy
Replies: 5
Views: 161

Re: Feck me it's windy

The good news is that the Oban pontoons seem to be still all in order. I had expected them to be taken away each winter but they are obviously sturdier than that. And today (wind about F4/5 SW) the water inside the breakwater pontoon was a lot smoother than outside. The bad news is that the ketch th...
by cpedw
Sun Mar 10, 2019 1:23 pm
Forum: Around the Scottish Coast
Topic: Oban Bay Harbour Authority - developments
Replies: 4
Views: 1857

Re: Oban Bay Harbour Authority - developments

Trust Ports may not be a good idea if this article in Wiki is anything to go by and the alleged nepotistic, self serving shysters of the Oban area, whom could be reasonably expected to serve their own needs. https://en.wikipedia.org/wiki/Trust_port There's no doubt that it needs careful composing b...
by cpedw
Fri Mar 01, 2019 9:32 pm
Forum: Around the Scottish Coast
Topic: Oban Bay Harbour Authority - developments
Replies: 4
Views: 1857

Re: Oban Bay Harbour Authority - developments

There's to be yet another public meeting, 7pm, Thursday 28 March in the Argyllshire Gathering Halls, Breadalbane Street, Oban. A new body has been formed, Oban Community Harbour Development Association, which hopes to implement a Trust Port. Calmac still aren't keen on that but the Council and NLB a...
by cpedw
Wed Feb 27, 2019 6:20 pm
Forum: Around the Scottish Coast
Topic: Changes in Oban Bay?
Replies: 0
Views: 143

Changes in Oban Bay?

According to their website http://www.obanharbour.scot/navigation-marine-safety/navigation/ links to Code of Practice and Leisure Guide, there are new lateral buoys in the North Channel and the Corran Ledge cardinal has gone. Will a stranger entering for the first time be at ease with red on the rig...
by cpedw
Mon Feb 25, 2019 4:54 pm
Forum: Shooting the breeze
Topic: Boaty contractors in the Oban area
Replies: 6
Views: 978

Re: Boaty contractors in the Oban area

An alternative Gas Man is Tom Hogg, 07565589786
by cpedw
Sun Feb 24, 2019 2:54 pm
Forum: Shooting the breeze
Topic: Thank you Wales!
Replies: 3
Views: 272

Re: Thank you Wales!

moomba wrote: like a flea on fire
There's a simile I've not encountered before. I wonder if an opportunity will arise for me to use it, and I wonder if, when that opportunity does arise, I will remember it!
by cpedw
Sun Feb 17, 2019 9:09 am
Forum: Gear and Gadgets
Topic: Fender board
Replies: 9
Views: 544

Re: Fender board

I use standard t&g floorboard as I had some lying about. 6ft is a good length, but make sure you can store it and retrieve it easily. I think mine are about 4ft to easily get into the cockpit locker.

Derek
by cpedw
Sat Feb 09, 2019 10:17 am
Forum: Gear and Gadgets
Topic: Rotovector
Replies: 3
Views: 367

Re: Rotovector

I vaguely remember a DIY version described on the web more than 10 years ago. A bit of digging found this http://web.archive.org/web/20111022163351/http://home.alphalink.com.au/~derekw/anemometer_diy/anemain.htm and the drawing of the sensor http://web.archive.org/web/20091009075410/http://home.alph...
by cpedw
Fri Feb 01, 2019 4:43 pm
Forum: Shooting the breeze
Topic: New WHAM website
Replies: 1
Views: 310

New WHAM website

West Highland Anchorages and Moorings (WHAM)’s website has been revamped to make it more useful and accessible on mobile phones as well as on computers. There is an Obstruction Reporting form and information on forming a Moorings Association or laying a Private Mooring. There are links to useful for...
by cpedw
Thu Jan 31, 2019 12:26 pm
Forum: Shooting the breeze
Topic: Jerryca sh
Replies: 8
Views: 590

Re: Jerryca sh

The dacoblue 10l plastic backpack looks a good idea until you see the price - £85. My preference is for 10l plastic cans. They are much easier to handle than 25l when full and they don't corrode.

Derek
by cpedw
Sun Jan 13, 2019 11:31 am
Forum: Around the Scottish Coast
Topic: Forth and Clyde this year?
Replies: 6
Views: 864

Re: Forth and Clyde this year?

I just found this https://stv.tv/news/scotland/1434509-funding-boost-to-help-preserve-heritage-of-scottish-canals/?fbclid=IwAR2McDcPNEjHO7VG44RP1HUKjgSpyXqVl1Ui-mv6bEuDV71oSErBOSaAf7A on Facebook sailing cruising Scotland. The Caledonian seems to be safe if the work starts soon (someone on FB predic...

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