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by Nick
Sun Mar 17, 2019 2:46 pm
Forum: Shooting the breeze
Topic: Help understanding my Annual Tax Summary (OT)
Replies: 8
Views: 131

Re: Help understanding my Annual Tax Summary (OT)

You think wrong. Oh no I don't https://www.gov.uk/scottish-income-tax/2017-to-2018-tax-year gives Band . . . . . . . . . . . Taxable income . . . . Scottish tax rate Personal Allowance . . Up to £11,500 . . . . . . .0% Basic rate . . . . . . . . £11,501 to £43,000. . . 20% Higher rate . . . . . . ....
by Nick
Sat Mar 16, 2019 6:59 pm
Forum: Shooting the breeze
Topic: Help understanding my Annual Tax Summary (OT)
Replies: 8
Views: 131

Re: Help understanding my Annual Tax Summary (OT)

cpedw wrote:I think the rate for 2017-18 was 20% up to 40k odd, and the same as rest of UK.


You think wrong.

Image
by Nick
Sat Mar 16, 2019 3:14 pm
Forum: Shooting the breeze
Topic: Help understanding my Annual Tax Summary (OT)
Replies: 8
Views: 131

Re: Help understanding my Annual Tax Summary (OT)

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Not sure I entirely understand what you are asking, but there is a 19% income tax band rate in Scotland on the first £2,000 of taxable income, which means low earners pay less income tax in Scotland to the tune of £20 per annum.
by Nick
Wed Mar 13, 2019 10:15 pm
Forum: Stuff Wanted
Topic: Wee bits of teak (or similar)
Replies: 3
Views: 72

Re: Wee bits of teak (or similar)

You are a genius Wully https://www.ebay.co.uk/itm/261239992338 Have ordered 400mm for the princely sum of £8.91 (free postage) Could you Mibbies find ‘normal’ cleats that will match up to the holes in the toe rail , won’t matter if they lie parallel to the deck as long as you can get a rope under. O...
by Nick
Wed Mar 13, 2019 2:18 pm
Forum: Stuff Wanted
Topic: Wee bits of teak (or similar)
Replies: 3
Views: 72

Wee bits of teak (or similar)

I can't afford toerail cleats and have problems drilling for thru-bolted ones, so am looking for a cople of teak blocks I can attache ot the toerail and then screw 'normal' cleats to. Looking for pieces (2 of) approx. 45mm x 30mm x 180mm Anyone got any bits lying around, or any idea where I might fi...
by Nick
Wed Mar 13, 2019 12:55 am
Forum: Shooting the breeze
Topic: Feck me it's windy
Replies: 5
Views: 159

Feck me it's windy

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Just spent ten minutes wrestling with a shed door and nailing it shut. Hope Fairwinds is OK on her mooring. Dogs blowing off chains here, and some spectacular thunder and lightning earlier.
by Nick
Mon Mar 04, 2019 12:28 am
Forum: Shooting the breeze
Topic: Bit of a bargain on Amazon
Replies: 3
Views: 397

Re: Bit of a bargain on Amazon

fairy nuff wrote:Price now £378, sadly.


Yeah well, I gave youse the heads-up.

Looks like no-one was quick enough.
by Nick
Sun Mar 03, 2019 1:19 am
Forum: Shooting the breeze
Topic: Avy-J - the story so far.
Replies: 10
Views: 791

Re: Avy-J - the story so far.

. LAST TEN DAYS Well the anchor locker new bulkhead project is finished apart from the hard point for the bitter end fixing. Thanks Darren, brilliant job. Marc has assured me we will be fitting the bow roller the first nice day after Wednesday next week, then the anchor locker can be danbolined and...
by Nick
Fri Mar 01, 2019 9:39 am
Forum: Shooting the breeze
Topic: XC Weather and the coming storm . . .
Replies: 10
Views: 499

XC Weather and the coming storm . . .

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Why does XC Weather more times than not predict a deadly storm at the end of its prediction range a week hence, a storm that inevitably moderates or disappears as the day approaches?

Any weather/prediction model experts have an explanation for this phenomenon? :rainonme
by Nick
Mon Feb 25, 2019 7:44 pm
Forum: Shooting the breeze
Topic: Boaty contractors in the Oban area
Replies: 6
Views: 972

Re: Boaty contractors in the Oban area

. Darren Taylor Structural Repairs in GRP and Wood Gel Repairs General Yacht and Boat Maintenance Painting and Varnishing Refitting and Refurbishment Osmosis Treatment Polishing Anti-Fouling All forms of fiberglass repair undertaken. No job is too small! Call 07798 732528 or email mainsail.argyll@g...
by Nick
Sun Feb 24, 2019 12:43 am
Forum: Around the Scottish Coast
Topic: Cleit Rock
Replies: 8
Views: 512

Re: Cleit Rock

. Hitting Cleit Rock going W-E on full ebb is entirely possible. The pilot is spot on when it says the tide can carry you onto it. I've been going through for 18 years, and last August came as close as I've ever been to hitting the Cleit while attempting to sail through on the full Spring ebb with ...
by Nick
Sat Feb 23, 2019 11:03 am
Forum: Shooting the breeze
Topic: Bit of a bargain on Amazon
Replies: 3
Views: 397

Re: Bit of a bargain on Amazon

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Now saying only 7 left in stock
by Nick
Sat Feb 23, 2019 12:22 am
Forum: Shooting the breeze
Topic: Bit of a bargain on Amazon
Replies: 3
Views: 397

Bit of a bargain on Amazon

Just found these Steiner Navigator Pro 7x50s with compass) on Amazon for £199 - half the usual price. No idea why they are so cheap, but thought I would share with anyone perusing this fine forum. (I shan't be posting this on TOP, and would ask that no-one else does) (I found them after successfully...
by Nick
Wed Feb 20, 2019 4:16 pm
Forum: Shooting the breeze
Topic: Summer Passage Plan
Replies: 10
Views: 553

Re: Summer Passage Plan

Thanks all , looking at Heading over to Canna and then looking at the weather , for either heading straight over and then heading North up the Coast . or heading over the Skye. Canna is completely sheltered, and if you can tackle the kelp there is still room to anchor in the middle of the moorings....
by Nick
Wed Feb 20, 2019 1:12 am
Forum: Shooting the breeze
Topic: Summer Passage Plan
Replies: 10
Views: 553

Re: Summer Passage Plan

. July can be very mixed weather-wise. Possible 'easy' routes in short stages if you are held up by weather: Tobermory, Mallaig, Kyle, then Gairloch to wait for suitable weather for a Minch crossing Tobermory, Mallaig, Rona, Loch Shell Tobermory, Canna, Loch Harport, Loch Shell or Canna, Lochmaddy,...

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